Some Health Care Overhaul Rules Take Effect Thursday

By Eric Olson

September 22, 2010 Updated Sep 22, 2010 at 5:13 PM EDT

FORT WAYNE, Indiana (Indiana's NewsCenter)--Some major parts of the big health care overhaul bill signed by the President six months ago take effect Thursday.

Beginning Thursday insurance companies can’t deny coverage to children because of a pre-existing health condition. Young adults can stay on their parent’s healthcare plan until age 26 as long as they haven’t been offered coverage through an employer. Rebates will be sent to Medicare patients who’ve hit the ‘donut hole’ in their drug coverage.
Also beginning Thursday insurance companies can’t drop people because they get sick, and many preventive services, like mammograms, colonoscopies and immunizations must be provided without co pays. Even though these rules take effect tomorrow many folks may have to wait to benefit from them until their insurance policy is up for renewal.

“If I sell you a health policy you have an anniversary date,” says insurance consultant Leroy Delong. “With a lot of coverage plans you can't amend that policy until the anniversary date and that's what they're talking about. So a lot of people will have to wait until their policy is renewed”




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