News » Local

Insurance Claims May Be Denied if You Damage Your Own Home With Fireworks

By Scott Sarvay
July 5, 2012 Updated Jul 5, 2012 at 8:08 AM EDT

UNDATED (Indiana’s NewsCenter) - If you do set off your own fireworks in the backyard you may want to think twice before defy the fireworks ban, and going ahead with your own backyard fireworks display.

Not only are you risking a fine, you may not be covered under your homeowner's insurance policy if you happen to start a fire.

The Indiana Insurance Commissioner says several insurance policies will deny coverage for illegal acts committed by the person that is insured.

And since shooting off fireworks is a finable offense, if you accidentally set fire to your home or your neighbors you may not be covered.

However, if "your" property is damaged by someone who's shooting off fireworks you still may submit a claim.



What are your thoughts CLICK HERE to leave us a "Your2Cents” comment.

Want to be in the know for the next weather event, the next school closing or the next big breaking news story?

TextCaster alerts from Indiana's NewsCenter are your defining source for instant information delivered right to your cell phone and email. It's free, easy and instant. Sign-Up Now!
Powered by Summit City Chevrolet



© Copyright 2013 A Granite Broadcasting Station. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

To submit a comment on this article, your email address is required. We respect your privacy and your email will not be visible to others nor will it be added to any email lists.